1. Acceptance of Terms

By accessing and using Credit Card Compass™, you accept and agree to be bound by the terms and provision of this agreement.

2. Use License

Permission is granted to temporarily use Credit Card Compass™ for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title.

3. Disclaimer

The materials on Credit Card Compass™ are provided on an 'as is' basis. Credit Card Compass™ makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall Credit Card Compass™ or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Credit Card Compass™.

5. Accuracy of Materials

The materials appearing on Credit Card Compass™ could include technical, typographical, or photographic errors. Credit Card Compass™ does not warrant that any of the materials on its website are accurate, complete, or current.

6. Links

Credit Card Compass™ has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site.

7. Modifications

Credit Card Compass™ may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

Last Updated: November 2025

Information We Collect

Credit Card Compass™ is committed to protecting your privacy. All calculations and personalization are performed locally in your browser. We collect minimal information:

• Spending profile data (stored locally in your browser)
• Card comparison preferences (stored locally in your browser)
• Theme preferences (stored locally in your browser)

How We Use Your Information

Your information is used exclusively to:

• Calculate personalized credit card scores based on your spending habits
• Provide tailored recommendations
• Save your preferences for future visits

Data Storage

All your data is stored locally using browser localStorage. We do not transmit your personal spending information to any external servers.

Cookies

We use browser localStorage (similar to cookies) to remember your preferences and spending profile. This data never leaves your device.

Third-Party Services

Credit Card Compass™ does not share your data with third parties. Credit card information displayed is publicly available from card issuers.

Your Rights

You have the right to:

• Clear all locally stored data at any time through your browser settings
• Reset your spending profile through the Profile tab
• Stop using the service at any time

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page.

Last Updated: November 2025